When you decide to buy a home or refinance a mortgage, it's a big step. Our goal is to educate you through the entire process.

Buying a home is an exciting time in your life and a huge sense of accomplishment. It is achieving the American Dream. Trust our team of professionals to find the best option to suit your needs. Our focus is you.

We will guide you through the entire process from beginning to end. Let us do all the work.

Refinancing your current mortgage can be a challenge in today's market. Let our team guide you to the very best! Our experienced team of professionals gives you the personal attention you deserve and treats you with the respect due a valued client. We understand you're making a commitment in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.

Please navigate our website to learn more about us and what we can do for you. We are here to build relationships.


When it became clear that we were initially working with a different company and a "less than stellar" firm for our mortgage refinance, we were referred to Meghan at Fitzpatrick Capital. She was able to immediately identify inconsistencies and areas of concern with the prior lender, and she proceeded to facilitate a much better mortgage loan for

kdaudert from El Cajon, CA December 15, 2016

Meghan and Celeste were incredible. Very professional at all times and were on top of everything at all times. We really had a stress free process with them doing our mortgage loan and I would highly recommend this team for any dealings on loans. I am so happy we got to work with Meghan and

bjwbaird October 10, 2014

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Get in Touch


  • 760-476-1041 (Office)
  • 858-245-9514 (Mobile)
  • 760-818-8297 (Fax)
  • 1921 Palomar Oaks Way; Suite 201
  • Carlsbad, CA 92008
  • Company NMLS# 44992
  • CA DRE # 01807122