When you decide to buy a home or refinance a mortgage, it's a big step. Our goal is to educate you through the entire process.

Buying a home is an exciting time in your life and a huge sense of accomplishment. It is achieving the American Dream. Trust our team of professionals to find the best option to suit your needs. Our focus is you.

We will guide you through the entire process from beginning to end. Let us do all the work.

Refinancing your current mortgage can be a challenge in today's market. Let our team guide you to the very best! Our experienced team of professionals gives you the personal attention you deserve and treats you with the respect due a valued client. We understand you're making a commitment in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.

Please navigate our website to learn more about us and what we can do for you. We are here to build relationships.


Meghan Fitzpatrick is a true professional and expert loan broker. Buying a home in today's environment is not for the faint-of-heart. The level of scrutiny by lenders is intense and can be overwhelming; however, having a loan expert, such as Meghan, makes this process much easier to navigate. Meghan delivers impeccable customer service by staying

user13377618 from Carlsbad, CA January 20, 2018

Working with Meghan has been a pleasure. Her and her team provided flawless service for both of my recent home loans (VA and subsequent refinance). If you are eligible to use the VA home loan and want a true zero cost purchase, do yourself a favor and contact Meghan. She is an expert in home

C. White September 8, 2015

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Get in Touch


  • 760-476-1041 (Office)
  • 858-245-9514 (Mobile)
  • 760-476-0200 (Fax)
  • 1921 Palomar Oaks Way; Suite 201
  • Carlsbad, CA 92008
  • Company NMLS# 44992
  • CA DRE # 01807122