When you decide to buy a home or refinance a mortgage, it's a big step. Our goal is to educate you through the entire process.

Buying a home is an exciting time in your life and a huge sense of accomplishment. It is achieving the American Dream. Trust our team of professionals to find the best option to suit your needs. Our focus is you.

We will guide you through the entire process from beginning to end. Let us do all the work.

Refinancing your current mortgage can be a challenge in today's market. Let our team guide you to the very best! Our experienced team of professionals gives you the personal attention you deserve and treats you with the respect due a valued client. We understand you're making a commitment in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you.

Please navigate our website to learn more about us and what we can do for you. We are here to build relationships.


During 2016 I refinanced a primary residence, vacation residence and assisted my daughter and son in-law in purchasing their first home. Meghan Fitzpatrick through Fitzpatrick Capital, was instrumental in securing loans at historically low rates. Megan's guidance through every step of the process was invaluable as was her responsiveness to phone calls, texts and email.

Coasting2012 from Pacific Grove, CA December 20, 2016

You’re the best! Closing escrow means were done and the house is ours, but it also means we will not have the pleasure of working with you on a weekly basis. Heck, maybe we should buy another one just to keep our relation going with you. Sincerely, the day I met you was the turning

Ron and Kari September 23, 2014

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Get in Touch


  • 760-476-1041 (Office)
  • 858-245-9514 (Mobile)
  • 760-476-0200 (Fax)
  • 1921 Palomar Oaks Way; Suite 201
  • Carlsbad, CA 92008
  • Company NMLS# 44992
  • CA DRE # 01807122