Effective Date: 4/14/2016
- What information we collect;
- With whom it is shared;
- How it can be corrected;
- How it is secured;
- How policy changes will be communicated; and
- How to address concerns over misuse of personal data.
Information Collection, Use, and Sharing
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit the sharing. Federal law also requires us to tell you how we collect, share and protect your information.
We are the sole owners of the information collected on this site. We only have access to collect information that you voluntarily give us via email or through other direct contact from you. We do not sell or share any of your information.
We will use your information to process your loan application specifically to the purpose of your request. We do not share your information with any third party outside of our organization, other than as necessary to close your loan transaction. The other parties to the transaction that may have limited or full access to your information include, but are not limited to: escrow, title, underwriting, notary service etc.
Unless you ask us not to, we may contact you via email or phone in the future to tell you about lower interest rates, new programs or loan products that may benefit you.
Your Access to and Control Over Information
You may opt out of any future contact from us at any time. If you have any questions about your information that we have on file or would like access to it please notify us in writing at [email protected] or via phone at 760-476-1041.
- Change/correct any data we have about you.
- Have us delete any data we have about you.
Your security is our top priority and we take it very seriously. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information that information is encrypted and transmitted to us in a secure way.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job regarding your loan application are granted access to your personal information. The computers and servers on which we store your personal information are kept in a locked and secure environment at all times.
Notification of Changes